Oooh, I love a new challenge!
We've been living hand to mouth for way too long now, it's like we just got used to always having a negative bank balance and just spent without really thinking about it.
Now that the house is sold and we will probably have most of our debt cleared, I'd like to start being more careful with our money so we can have actual *gasp* savings!
The plan is to save my entire wage and just live off the hubby's. This is entirely doable, considering I've been a SAHM several times and we've managed to live off of one wage.
Our biggest challenge is to stop wasting so much money on groceries though. I don't even know how much money I spend in supermarkets, but I'd estimate it at around £600 per month.
I know prices have shot up lately, but that's ridiculous!
I'd like to get this figure down to around £300 per month, or even less. I'm a good cook, I can make something out of nothing, so there's no need for constant trips to the supermarket!
My challenge for February is to spend as little as possible on food, and start doing my grocery shopping online.
Here are my goals...
1) Do grocery shopping online, less temptation to stray from the list!
2) Use Tesco instead of Asda, then I get clubcard points!
3) Get meat from local butcher, it's cheaper and better quality
4) Buy all toileteries from Boots, get advantage points!
5) Batch cook and freeze things for lazy days, less temptation to nip out for something
6) STICK TO THE MEAL PLAN!!
Do you spend too much in supermarkets? If so, feel free to join the challenge!
Monday 7 February 2011
Wednesday 2 February 2011
Life's little surprises
We had a bit of a disappointment yesterday. The couple who'd offered on our house were never getting back to us, and I'd spent two whole days staring at my phone, willing it to ring. Isn't it so frustrating waiting for a phonecall? I hate it, I feel so powerless!
I finally caved and asked our solicitor to chase them up and find out what they were doing. It turned out they'd changed their minds and decided not to take it any further.
I was gutted, it was the only offer we'd had in the 8 months since the house went on the market and I really thought it was our big chance to sell.
Well, today was just a case of moving on and trying to forget about it. At 3pm though, we got a call completely out of the blue to say that another couple had made an offer!
Again, it wasn't quite enough of an offer, so we went back and asked for more. They came back and offered what we'd been hoping for, and we accepted!!!!
The house is under offer, yay! I'm absolutely delighted.
I never imagined that I'd be starting February with a new job and my house sold, it's amazing. It still hasn't quite sunk in!
The strangest part is, the couple want the completion date to be 1st April, which was the excact date we moved into the house 6 years ago! How odd that the house became ours on 1st April and will stop being ours on 1st April.
The good thing is, that gives us two whole months to get the loft and garage emptied, although I'll try to get the bulk done in February, I don't want to risk running late with it and being stressed out nearer the time.
Anyway, i just wanted to share that, It's the best possible thing that could have happened today and I wasn't even expecting it. One of life's happy little surprises :-)
I finally caved and asked our solicitor to chase them up and find out what they were doing. It turned out they'd changed their minds and decided not to take it any further.
I was gutted, it was the only offer we'd had in the 8 months since the house went on the market and I really thought it was our big chance to sell.
Well, today was just a case of moving on and trying to forget about it. At 3pm though, we got a call completely out of the blue to say that another couple had made an offer!
Again, it wasn't quite enough of an offer, so we went back and asked for more. They came back and offered what we'd been hoping for, and we accepted!!!!
The house is under offer, yay! I'm absolutely delighted.
I never imagined that I'd be starting February with a new job and my house sold, it's amazing. It still hasn't quite sunk in!
The strangest part is, the couple want the completion date to be 1st April, which was the excact date we moved into the house 6 years ago! How odd that the house became ours on 1st April and will stop being ours on 1st April.
The good thing is, that gives us two whole months to get the loft and garage emptied, although I'll try to get the bulk done in February, I don't want to risk running late with it and being stressed out nearer the time.
Anyway, i just wanted to share that, It's the best possible thing that could have happened today and I wasn't even expecting it. One of life's happy little surprises :-)
Tuesday 1 February 2011
Happy New Month! February Goals...
Can you believe it's February already???
It'll be christmas before we know it! *ducks*
Anyhoo, bearing in mind that Feb will be a busy month anyway, what with me starting a new job, here are my goals for the month ahead...
1) Empty either my loft OR my garage at the old house. Unless of course, the house sells, in which case I'll have to empty both...
2) Lose 8lb. I did it last month, no reason why I can't do it this month!
3) Go to bed before 10pm at least 2 nights per week. I WILL do it this month!
4) Computer free weekends. I spend way too much time on the computer, it's always on! For the month of February, I vow to stay away from the computer from friday morning until monday morning. More quality time with the family and less distractions!
I think that'll do, don't you?
What do you hope to achieve in February?
It'll be christmas before we know it! *ducks*
Anyhoo, bearing in mind that Feb will be a busy month anyway, what with me starting a new job, here are my goals for the month ahead...
1) Empty either my loft OR my garage at the old house. Unless of course, the house sells, in which case I'll have to empty both...
2) Lose 8lb. I did it last month, no reason why I can't do it this month!
3) Go to bed before 10pm at least 2 nights per week. I WILL do it this month!
4) Computer free weekends. I spend way too much time on the computer, it's always on! For the month of February, I vow to stay away from the computer from friday morning until monday morning. More quality time with the family and less distractions!
I think that'll do, don't you?
What do you hope to achieve in February?
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